Invoice AI+ Terms of Service Effective Date: May 5, 2025 Part 1 1. Introduction Welcome to Invoice AI+, a software-as-a-service (SaaS) invoicing platform. These Terms of Service (“Terms”) govern your access to and use of Invoice AI+ (the “Service”), provided by Invoice AI+ (“Company”, “we”, “us”, or “our”). By creating an account or using the Service, you (the individual or entity using the Service) agree to be bound by these Terms, as well as our Privacy Policy (available on our website), which is incorporated by reference. If you do not agree with these Terms, you must not use the Service. You represent that you are at least the age of majority in your jurisdiction (e.g., 18 years old in most regions) and are legally capable of entering into a binding contract. If you are using the Service on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms, in which case “you” refers to the organization. We may update or modify these Terms from time to time to reflect changes in our Service, laws, or for other operational reasons. If we make material changes, we will notify you by posting the revised Terms on our website or through the Service, and updating the “Effective Date” above. Your continued use of the Service after a revised version of these Terms has been posted constitutes your acceptance of the changes. If you do not agree to any update, you should stop using the Service. 2. Description of the Service and Features Invoice AI+ is an online invoicing and business management platform designed to help you create, send, and manage invoices and payments efficiently. The Service includes a range of features and functionality to support your business, including but not limited to: • Crypto Payments Support: Ability to accept and process cryptocurrency payments for invoices, alongside traditional payment methods. • Role-Based Access Control (RBAC): Multi-user access with customizable roles and permissions, allowing you to securely collaborate with team members or accountants. • GST Compliance Tools: Tax calculation features (including Goods and Services Tax (GST) and other applicable taxes) to assist in generating tax-compliant invoices, especially for users in Canada and other jurisdictions with value-added taxes. • Offline Access & Synchronization: Offline mode that enables you to view and create invoices without an internet connection, with automatic data synchronization when connectivity is restored. • Additional Features: Other features such as multi-currency support, expense tracking, recurring invoices, payment reminders, and integration with third-party services (e.g. accounting software and payment gateways) as described on our website or app. We continuously improve the Service and may add, change, or remove features at our discretion. We will strive to notify you of major changes to features, but we are not obligated to maintain any particular feature set. All new features are subject to these Terms. The Service is provided via our website and may also be accessible through mobile or desktop applications, subject to the applicable app store terms (see Part 2). 3. Account Registration and Security To use Invoice AI+, you must create an account by providing accurate, current, and complete information as prompted by the registration process. You agree to keep your account information updated as needed. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Do not share your password or credentials with unauthorized persons. If you believe your account has been compromised or accessed without authorization, you must notify us immediately. If you utilize our role-based access feature to invite other users (such as employees or contractors) to access your account, you are responsible for managing their permissions and ensuring that each such user abides by these Terms. The actions of users to whom you grant access will be deemed actions taken by you. We are not liable for any loss or damage arising from any unauthorized use of your account due to your failure to safeguard credentials or manage user access. You are responsible for all content and data submitted under your account, including invoices, client information, payment records, and any other materials (“Your Content”). You must ensure that Your Content and use of the Service comply with all applicable laws and regulations. We reserve the right to suspend or terminate accounts that we suspect are being used for fraudulent, illegal, or unauthorized purposes (see Termination in Part 2). 4. Payments, Subscriptions, and Taxes Subscription Plans: Invoice AI+ may offer subscription plans (e.g., free, premium, or enterprise tiers) for accessing different levels of Service features. If you subscribe to a paid plan, you agree to pay all applicable fees as outlined during signup or in the Service. Prices are listed in the applicable currency and are exclusive of any taxes (unless stated otherwise). If you are located in Canada, applicable sales taxes such as GST/HST (and any provincial taxes) will be added to your subscription charges as required by law. Users from other jurisdictions may be responsible for any applicable taxes or duties as per local laws. Billing and Payment: By providing a payment method (such as a credit card, payment service, or cryptocurrency wallet) and selecting a paid plan, you authorize us or our payment processor to charge your payment method for the recurring subscription fees and any applicable taxes on a periodic basis (e.g., monthly or annually), according to your chosen billing cycle. Subscription fees will be billed in advance of the service period they cover. If payment is not received on time or cannot be processed (including due to expiration or insufficient funds), we may suspend or downgrade your account until payment is successfully processed. It is your responsibility to ensure that your billing information is accurate and updated to avoid interruption of service. Crypto Payments: Invoice AI+ may support cryptocurrency transactions either as a method for you to pay for the Service or for your business to accept invoice payments from your customers. If you choose to pay your subscription fees in cryptocurrency (when available) or use the Service’s crypto payment integration for invoices, you acknowledge that cryptocurrency values can be volatile and transaction processing (confirmations) may take time. All cryptocurrency transactions are facilitated through third-party providers or wallets, and you are subject to those third parties’ terms and conditions. We do not control the cryptocurrency networks and are not liable for losses due to network issues, security breaches on your end (like lost private keys), or fluctuations in value. You are responsible for compliance with any legal obligations related to cryptocurrency transactions (such as tax reporting or compliance with anti-money laundering laws). Changes and Cancellations: We reserve the right to change the fees for the Service or introduce new charges upon reasonable notice to you. Any fee changes will take effect at the start of the next billing cycle. If you do not agree with a fee change, you may cancel your subscription before the new fees apply. You may cancel your paid subscription at any time through your account settings or by contacting our support. Cancellation will take effect at the end of your current paid-up subscription term, unless otherwise specified. We do not provide refunds for partial subscription periods unless required by law or expressly stated at the time of purchase. Downgrading your plan (for example, from a paid tier to a free tier) may result in loss of access to certain features or limits on usage, and you accept responsibility for managing your data accordingly. 5. User Data, Privacy, and Security Your privacy is important to us. In the course of using the Service, you and your end customers may input personal or business information (such as names, contact information, financial details, etc.). You retain ownership of Your Content, including all personal data you provide. By using the Service, you grant us and our affiliates a worldwide, non-exclusive, royalty-free license to host, use, process, display, and transmit Your Content solely for the purposes of providing and improving the Service. This includes, for example, storing your invoice data on our servers, backing it up, and displaying it to you and recipients as you direct. We will handle personal data in accordance with our Privacy Policy and applicable data protection laws. Invoice AI+ is a Canada-based service, and we comply with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), as well as other applicable privacy laws including the European Union’s General Data Protection Regulation (GDPR) and relevant regulations in other jurisdictions. We implement industry-standard security measures (such as encryption in transit and at rest, access controls, and regular backups) to protect Your Content against unauthorized access or loss. However, no method of transmission or storage is completely secure, and thus we cannot guarantee absolute security. You are responsible for maintaining appropriate security and control of any IDs, passwords, personal identification numbers (PINs), API keys, or any other codes that you use to access the Service and related services. If you are subject to GDPR or similar laws and require a Data Processing Agreement (DPA) for using Invoice AI+, please contact us. Where applicable, by using the Service you agree to our data processing terms which outline our respective responsibilities for protecting personal information. We will not access, use, or disclose Your Content except as necessary to provide the Service, comply with the law, enforce our policies, or with your consent. We do not sell your personal information to third parties. For details on how we collect, use, and disclose data, please review our Privacy Policy. Data Residency and Transfer: Your data may be stored on servers located in Canada, the United States, or other jurisdictions where we or our service providers operate. By using the Service, you consent to the transfer of your data across national borders to such locations, subject to appropriate safeguards. If you or your customers are in a different country or region, you are responsible for ensuring that use of the Service and the transfer of personal data is permitted under local laws. 6. Acceptable Use Policy You agree to use Invoice AI+ in a lawful and responsible manner. You must not misuse the Service. Prohibited activities include, but are not limited to: • Using the Service for any unlawful, illegal, or fraudulent activities. This includes issuing invoices for illegitimate products/services, money laundering, or violating any applicable anti-corruption, anti-bribery, or anti-money-laundering regulations. • Impersonating any person or entity, or falsely representing your identity or affiliation when using the Service. • Posting, transmitting, or storing content that is obscene, harassing, threatening, defamatory, or otherwise violates the legal rights (such as privacy and intellectual property) of others. • Using the Service to send unauthorized mass emails or communications (spam) or to distribute malware, viruses, Trojan horses, or any other harmful code. • Attempting to probe, scan, or test the vulnerability of the Service or any related system or network, or breaching security or authentication measures without proper authorization. • Interfering with or disrupting the integrity or performance of the Service, including launching denial-of-service attacks or excessively overloading the system with requests. • Reverse engineering, decompiling, or otherwise attempting to derive the source code or underlying ideas or algorithms of any part of the Service, except to the extent allowed by applicable law. • Using the Service to process or store sensitive personal data or payment information in violation of applicable data protection laws, or in a manner for which the Service is not intended. (For example, while Invoice AI+ facilitates payment processing through integrated gateways, you should not store credit card numbers in plain text within invoice descriptions or notes.) We reserve the right to investigate any suspected violation of this Acceptable Use Policy. In the event of a violation, we may remove or disable access to any offending content, and/or suspend or terminate your account as outlined in the Termination section. We may also report any activity that we suspect violates any law or regulation to law enforcement or appropriate authorities. You are responsible for ensuring that all users of the Service under your account (such as team members via role-based access) comply with this Acceptable Use Policy.